Frequently Asked Questions
What is Adulting 101?
Adulting 101 is here to educate and connect you with trusted experts. We’re not an insurance agency, financial planning firm, or law office—we simply bring professionals together so families can get the right information in one place. Thanks to the support of Ledbetter Cowan Law Group, we’re able to offer important legal documents like Advance Directives at a fraction of the normal cost.
Why do Advance Directives matter at 18?
The moment your child turns 18, they’re considered a legal adult. That means parents can no longer automatically step in during a medical emergency, access health records, or help with important decisions. An Advance Directive gives your student the power to choose who can help them if something unexpected happens—and gives you peace of mind knowing you won’t be shut out when they need you most.
What happens if my child doesn’t have legal documents in place?
Once your child turns 18, privacy laws like HIPAA prevent doctors from sharing medical information with you—even in an emergency. Without Advance Directives, parents may be unable to make medical decisions, access health records, or step in during a crisis. You may also face obstacles with banks, insurance companies, or housing contracts. Having the proper documents in place ensures you can act quickly when your child needs you most.
What’s included in the $200 workshop?
Your registration covers the preparation and signing of your student’s Advance Directive documents—a service that normally costs $750. Thanks to underwriting from Ledbetter Cowan Law Group, families can secure these important legal protections at a fraction of the usual cost. The workshop experience itself is designed to guide you through the process, answer questions, and provide additional insights on finances, insurance, and other practical life skills.
Why are there two sessions?
The Adulting 101 workshop is split into two sessions so families can fully understand the documents before signing. In Session 1, you’ll hear from professionals in law, finance, and insurance, and get a clear understanding of what’s ahead. In Session 2, we review everything, answer questions, and students who are 18 or older sign their Advance Directives. Families have flexibility in choosing which Session 2 date works best, as long as it follows directly after their Session 1.
Who should attend—parents or students?
Both! Parents gain peace of mind knowing their child is protected, and students hear directly from trusted professionals (not just parents) about the realities of adulthood—legal rights, financial basics, and insurance essentials.
What if my student isn’t 18 yet?
Students of any age may attend Session 1 with their parents, but they need to be 18 or older to sign their Advance Directives in Session 2. Families have flexibility in choosing which Session 2 date works best, as long as it comes after their Session 1 and after the student’s 18th birthday. If scheduling doesn’t work out, we’ll arrange a signing appointment at Ledbetter Cowan Law Group’s office once the student is eligible.